When Wrong Answers Cost Millions
Average AML enforcement penalties exceed $15M. Generic AI tools hallucinate regulations, inventing compliance requirements that don't exist. In financial services, "mostly accurate" is a liability.
$3B+
Largest 2024 AML Fine
15-20%
LLM hallucination rate on domain-specific
questions
THRESHOLD_VERIFY_v0.85
The Audit Conversation That Changes
// BEFORE_EPISTECA
"Examiner: Where does this 24-hour reporting requirement come from?"
"Compliance: Let me check with L&D... and the BSA Officer... I'll need to get back to you."
// WITH_EPISTECA
"Examiner: Where does this 24-hour reporting requirement come from?"
"Compliance: [Clicks Citation] It cites our SAR Manual, Section 3.2, Page 7. Here is the
source passage."
Financial Services Use Cases
Quarterly AML Refresh
Upload 12 updated policy documents. Regenerate modules in 1 hour. BSA Officer approves citations. Total time: 2-3 days vs 8+ weeks.
New Product Launch
System flags gaps like "Disclosure procedures don't address early payoff." Fix documentation before launch, not during audit.